A whole generation could become uninsurable if nothing is done to halt the number of young motorists killed or seriously injured on UK roads, Co-operative Insurance (CIS) has warned.

David Neave, CIS Director of general insurance, cautioned that there was a real danger that young people could be completely priced out of the motor insurance market if nothing is done to reduce the 35 deaths and serious injuries involving drivers or riders aged 15 to 25 every day.

The big increase in the number of accidents involving motorists aged under 25 means that the cost of insuring young drivers has increased by 22% over the past 3 years compared with a rise of just 2%for all other motorists*.

David Neave said: “If this trend continues many young car owners will be unable to afford insurance and that will inevitably lead to a rise in the number of uninsured motorists on the roads and that would have major consequences for us all.

CIS said it has worked with the road safety charity Brake, to produce "Too Young to Die" education packs which include a hard-hitting DVD and accompanying hand-out booklets plus a Department for Transport-backed presentation.

The pack is designed as a comprehensive resource to help educators run lessons for 15-21 year-olds to raise awareness on how to stay alive on the roads, and encourage them to act responsibly as drivers and passengers.

Insurance Times Fantasy Football