Groupama Healthcare has announced a new premium rating structure for its individual and self-employed personal accident and illness cover.

It said the move was prompted by feedback from brokers and intermediaries, as well as a review of the personal accident market.

Following the changes, Groupama Healthcare said brokers and intermediaries could now tailor the product for individual policyholders, offer cover for an extended range of professions and provide quick quotations.

Groupama Insurances director of healthcare, Tim Osborne, said: "Individuals and SMEs require different levels of insurance cover and are often working to a strict budget.

"We have therefore developed our Personal Accident product to provide brokers with an improved range of cover for a broadened range of occupations, a more flexible pricing structure and an automated rating system for high volume business."

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