Broker also launches product to target contractor market

Chapman & Stacey has launched a wholesale schemes division and introduced an excess of loss liability product underwritten by QBE.

The new product is aimed at the contractor market where the primary layer is written on a per capita basis, and has a minimum premium of £100 reducing to £50 for a short period single contract risk.

The broker said: "The product is designed to rectify the existing market tendency to quote the smaller contractor a higher premium for his excess layer than he is paying for his primary.

"The short period option is to enable the smaller contractor to undertake those jobs which local authority or other insurance requirements would previously have made difficult."