Bupa raises medical underwriting limits

Bupa has raised the medical underwriting limits on its life and critical illness plans.

Bupa said the increases will speed up the application process for customers and intermediaries.

The new limits mean someone, for example, aged between 31 and 35 who, applies for £500,000 of critical illness cover, is no longer required to provide a general practitioner's report (GPR) and is only required to attend a short medical examination (SME).

Chief underwriter and head of customer services at Bupa Individual Protection, Chris Pollard, said: “When providing life and critical illness cover for our customers, it is important that we are getting the right information about people’s health and lifestyle while ensuring that the application process is as straightforward and quick as possible.

"By raising our medical underwriting limits we will increase the number of applications that we can accept at point-of-sale which will benefit both our customers and intermediaries.”