The ABI's Justin Jacobs looked to the Dutch for system for a guide to how things are done well on the claims front.

Of the Dutch system, he said: "The statutory scheme there meets claims in an out of court process, there is a rapid assessment of liability and a fixed tariff and early payment."

But he warned that there was a move towards implementing legislation in the UK that was not thought through. He warned: "Rushed legislation is nearly always bad legislation and will always have unintended consequences."

Jacobs said that legislation needs to ensure that: it applies to workplace exposure; and insurers are able to claim back compensation from the FSCS when one of the liable insurers is insolvent.

And on the Barker debacle Jacobs commented: "Reversing Barker should just be a stop-gap measure, but it does not speed up or simplify the process."

The 2025 Insurance Times Awards took place on the evening of Wednesday 3rd December in the iconic Great Room of London’s Grosvenor House.

Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Many congratulations to all the worthy winners and as always, huge thanks to our sponsors for their support and our judges for their expertise.