Policy designed to help key workers protect their assets
In response to the Government’s Key Workers Living Programme, Aon has launched a new home insurance policy to help Key Workers protect their assets.
The policy was specifically designed to take into account Key Workers’ employment, work uniforms and lifestyle. Cover includes free 24 hour emergency help lines to fit around shift patterns and working hours.
The policy is available to all Key Workers, predominantly front line staff working in education, health and community safety, including police, NHS clinicians, teachers and social workers.
Aon’s Key Worker Home Insurance provides all the benefits of a standard buildings and contents cover with additional protection specific to Key Workers, including:
- home emergency service by approved and qualified trades people;
- optional cover for work uniforms and paraphernalia;
- free legal and tax advice, GP and identity theft helplines.
Helen Denham, product development manager for Aon’s affinity schemes, said: “The Open Market and New Build HomeBuy schemes present new opportunities for Key Workers to step onto the housing ladder. In turn, we wanted to create an insurance product that would be equally cost-effective to help protect Key Workers’ investment in the event of an incident.
“A Key Worker’s lifestyle can often be different to someone that is based, say, in an office or factory. This is why the sector has been thoroughly researched and the cover has been tailored to a Key Worker’s particular lifestyle needs. For example, the policy can cover against loss or damage to uniforms and business equipment owned or on loan. This element of cover could be beneficial to those working in the health, police or fire service.
“The policy also contains other relevant features, such as cost for replacement of medals and work related certificates, which could be attractive to those who receive professional qualification documents throughout their career.”
