Proof of insurance not required when replacing tax discs under DVLA proposals

The AA has described the Driver and Vehicle Licensing Authority’s (DVLA) proposal to end compulsory insurance checks when car owners apply for a tax disc as “absurd”.

AA Insurance director Simon Douglas said: “To knock out a simple and almost fool-proof check that insurance is in place, once every year or six months, is madness. It’s telling the public that it’s OK to delay or even avoid taking out cover.  

“The industry has worked hard to reduce the number of uninsured vehicles on Britain’s roads and this is beginning to show signs of success, but this will send out entirely the wrong message and will undo much the work carried out by the Motor Insurers’ Bureau, the government and the insurance industry to tighten up enforcement of the law.”

The proposals rely on Continuous Insurance Enforcement (CIE) legislation that was introduced last year, and the police using automatic number plate recognition technology to identify uninsured vehicles.

Douglass added: “If this becomes law, we will see a sharp rise in the number of people driving without cover, either deliberately or through oversight. That in itself will impose a costly burden on enforcement authorities and the courts.”

The 2025 Insurance Times Awards took place on the evening of Wednesday 3rd December in the iconic Great Room of London’s Grosvenor House.

Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Many congratulations to all the worthy winners and as always, huge thanks to our sponsors for their support and our judges for their expertise.