Top 20 burglary towns named

Insurers must cease blanket underwriting Moneysupermarket has demanded after it named London and Nottingham as the UK’s theft or burglary claim hot spots.

The 20 UK theft or burglary claims

Postcode, District/Town, County, Percentage of households affected by burglary

• NG5 Arnold Nottinghamshire 0.42%
• LE3 Leicester Leicestershire 0.35%
• NG2 West Bridgford Nottinghamshire 0.33%
• CH66 Ellesmere Port Cheshire 0.32%
• LS8 Roundhay, Leeds West Yorkshire 0.31%
• SW11 Clapham London 0.31%
• S8 Sheffield South Yorkshire 0.29%
• N8 Hornsey London 0.28%
• CR0 Croyden Surrey 0.28%
• BN3 Hove East Sussex 0.28%
• NG3 Sherwood Nottinghamshire 0.27%
• NG8 Bilborough Nottinghamshire 0.26%
• BR3 Beckenhem Kent 0.25%
• M28 Manchester Greater Manchester 0.25%
• LS15 Grossgates, Leeds West Yorkshire 0.25%
• E17 Walthamstow London 0.24%
• BS7 Bristol Avon 0.24%
• SW6 Fulham London 0.24%
• SE23 Forest Hill London 0.24%
• SL6 Maidenhead Berkshire 0.24%

Results based on 2.6 million home insurance quotes on moneysupermarket.com for twelve months (full year 2008)

Insurers must change

"Most insurers have a blanket approach when it comes to assessing postcode districts for home insurance and this really needs to change. If houses are evaluated on a case-by-case basis it would mean homeowners received quotes at the best possible prices for their individual circumstances.

"With the UK in the midst of recession, and recent ABI statistics reporting that in the first quarter of 2009, the cost of burglary insurance claims topped £100m, making it the most expensive quarter for five years, homeowners need to be extra vigilant when it comes to security for their homes.”