Story of the Day
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News AnalysisAttacking opportunity: Can the cyber insurance market deliver in 2026?
Record cyber attacks in 2025 exposed entrenched supply‑chain vulnerabilities and caused widespread disruption to UK businesses, yet cyber insurance penetration remains low – what opportunities does the market see to protect businesses going forward?
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News AnalysisCyber risk takes root on the farm as agriculture goes fully connected
‘Farmers are natural risk managers. They’ve been doing this for hundreds of years – in essence, since the dawn of man,’ says managing director
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IT InterviewHildur Smaradottir and Karsten Ries: How a Nordic IoT partnership has scaled proactive insurance
Insurance Times talks with Ohma chief executive Hildur Smaradottir and Onics chief executive Karsten Ries, to discuss how a Nordic insurance partnership has capitalised on the technology behind the Internet of Things and what the UK might stand to learn from their successes
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News AnalysisBrokers call out ‘devastating impact’ of claims ‘inefficiencies’ on commercial haulage clients
A lack of interim payments and email only communication is having a direct impact on haulage firms’ cash flows, argue commercial brokers – with some demanding changes to ‘one size fits all’ claims processes
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IT InterviewRenewals saw reinsurers keen to deploy capital, buyers focused on banking savings – Gallagher Re’s Kerton
Three years of strong profitability left reinsurers comfortable with their risks despite softened rates, while cedants prioritised reduced cost over additional protection
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News AnalysisTracking what 180,000 real consumers spend on general insurance
Insurance Times analyses the current and credit account spending of 180,000 real UKGI customers over the last 12 months, to gain a rare insight into the building blocks of the personal lines market
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News Analysis‘Amber flag’ solar panel fire risk demands action from commercial insurers
‘If we don’t recognise it’s happening, we don’t get control of it – it’s going to get out of control,’ says insurance risk engineer
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AnalysisIs portal-only trading progress or a problem for MGAs and brokers?
As MGA portals become central to broker trading, a chief executive warns that there is a ‘danger’ in brokers shoehorning risks that require underwriter collaboration
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News AnalysisTechTalk: Insurance sector an ‘active partner’ in the nuclear renaissance
As momentum builds around the need for more nuclear power generation, the insurance industry must grasp an opportunity to support and facilitate new projects
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News AnalysisAre pet insurance claims keeping pace with customer expectations?
A disconnect between technical compliance and customer experience carries reputational risk for the sector – but is currently not being addressed
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News AnalysisIn Focus: How insurers use data to support broker schemes – and what happens when it’s limited?
’If you don’t have good data, insurers will be less interested because it makes it difficult to assess [if] the scheme works, is it fit for purpose,’ says director
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AnalysisIn Focus: Could cyber-centric broker schemes boost commercial cyber insurance penetration?
The latest Insurance Times Schemes Index, published on 15 January 2026, has typically reflected an erratic picture for commercial cyber schemes. With premiums up 12% on six months ago, do cyber-centric broker schemes have the potential to improve uptake of commercial cyber insurance?
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News AnalysisFresh faces, fresh thinking: Counter fraud leaders call for recruitment overhaul
‘We don’t start people there as apprentices or let them learn from the bottom up – and that’s probably a thing that could be done,’ says director
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NewsDestination Insurance: Sector has failed to sufficiently advertise development opportunities
With 45% of individuals in the industry reportedly leaving due to a lack of career development, a HR director says that the industry needs to ‘shout about’ internal lateral moves to keep talent
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NewsDestination Insurance: How can the insurance industry make itself attractive to Gen Z talent?
‘If you spend so much of your life doing a job, it kind of has to mean something,’ says chief impact officer
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IT InterviewCaroline Wagstaff: Forging the LMG into a ‘one trick pony’ for attracting diverse early career talent
Chief executive shares how she is leading the ‘small, scrappy trade association’ to transform its ‘unfocused’ approach to mitigating London-centric talent challenges into a targeted tool set that ‘concentrates on one problem statement’
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News AnalysisSchemes brokers enjoy commission growth after strong year for large schemes
Many large schemes saw solid growth in the second half of 2025, increasing net commission earnings for brokers and strengthening hopes for continued growth in the coming year
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News AnalysisFOS complaint levels climbing despite Consumer Duty reforms
Insurance DataLab examines the latest Financial Ombudsman Service (FOS) complaints data to question whether Consumer Duty has had the desired impact
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News AnalysisMajor shake-up of employment law raises challenges for UK businesses
As the Employment Rights Act comes into force, the insurance sector is well placed to support policyholders in adapting to the required changes
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News AnalysisInsurers react as government launches Road Safety Strategy
The industry has welcomed touted new measures designed to reduce serious injury and death on roads across England and Wales
