Insurance broker Opus has decided to offer its commercial customers accident packs to crack down on fraudulent insurance claims.

The Opus Accident Pack includes a disposable flash camera, incident report form, pen and prepaid envelope for developing film to help drivers to record the details of any accidents they are involved in. Its nationwide launch follows a pilot scheme in the North West.

Research by the ABI concludes that fraudulent claims cost insurers and policyholders up to £20m per week.

Opus head of fleet insurance Tom Betts said: “In an increasingly "blame and claim" oriented society, accident packs are an essential addition to the glove compartment. We are providing this tool to help businesses process their vehicle insurance claims quickly, honestly and efficiently.”