For the second day of advent, Graeme Trudgill, chief executive at Biba, discusses the trade body’s biggest achievements and regulation

Every day for the festive period continuing until Christmas Eve, Insurance Times speaks to a selection of industry personalities about what they’d like to find under the tree.

1. What was your insurance industry highlight of 2024?

Getting the McGill Reinsurance facility launched was a highlight as it helped create a more affordable insurance solution for medium and high-rise residential buildings with fire safety issues.

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Graeme Trudgill 

A personal highlight was opening the Biba Conference as chief executive for the first time and the wonderful reception I received.

2. What is your Christmas message for your insurance colleagues?

I feel extremely positive about the future of our sector. We really can make a difference for the people who need us the most. So engage with Biba and we can make a difference.

3. What do you hope to find under the industry’s Christmas tree for 2025?

Improved regulator architecture, specifically speeding up authorisations, and removing unnecessary rules now that we have the Consumer Duty.

I would also like to see streamlined reporting requirements and the removal of the need for fair value assessments from brokers (insurers already do them). I also want a reduction in the scope of the Consumer Duty and some chocolate!