ABI issues statement over riots as properties damaged across the UK

Policyholders in riot affected areas who have had their properties damaged are being urged by the ABI to get in touch with their insurers.

The trade body told Insurance Times that customers will “understandably be incredibly worried and distressed” and that insurance firms will be doing “everything they can” to help them as quickly as possible.

The riots began last week after three girls were killed in an attack at a Taylor Swift-themed dance class in Southport.

Protests have been held across the UK, including in London, Rotherham, Liverpool, Middlesbrough and Northern Ireland.

The unrest has seen homeowners having their windows smashed, cars being torched and businesses being looted and vandalised.

“Individuals, homeowners and businesses affected by the recent unrest will understandably be incredibly worried and distressed,” the ABI said.

“Physical damage to homes or businesses is covered as standard by most household and business insurance policies. Most comprehensive motor insurance also includes cover for damage to your car.

“Insurers appreciate that this is an incredibly stressful time and will be on hand to do everything they can to help customers as quickly as possible.

“If you have been affected, contact your insurer so that they can advise on next steps. You may also need to report any damage to the police to get a crime reference number for your claim.”

PM’s pledge

Speaking about the unrest, Prime Minister Keir Starmer said that ”those who have participated in this violence will face the full force of the law”.

“The police will be making arrests, individuals will be held on remand, charges will follow and convictions will follow,” he said.

“I guarantee you will regret taking part in this disorder. Whether directly or those whipping up this action online and then running away themselves.

“This is not protest. It is organised, violent thuggery. And it has no place on our street or online.”