The insurer has revealed the most unusual claims it has dealt with and the strangest items it has been asked to insure
Frequently lost false teeth and accidental damage to an Italian made wig are among insurer Direct Line’s most peculiar claims.
The insurer has revealed the most unusual claims it has dealt with over the years and the strangest items it has been asked to insure.
All the claims listed are a mix of theft and accidental damage.
Unusual items Direct Line customers have claimed for:
- A nun claiming for her habit
- Claim for a shamisen (Japanese musical instrument)
- Losing control of a mini digger in a garden causing major structural damage
- Wii related accidental damage
- Damage inadvertently caused by TV sporting event led celebrations
- A cow landing on a shed roof
- Frequent lost false teeth
- Sleepwalking exploits
- Water damaged gyrotonic equipment (large specialist fitness machine)
- Accidental damage to an Italian made wig. The customer, in his garage, reached for something on his garage shelf resulting in a pot of paint falling on his head when he was wearing the wig
- Theft of unmade Airfix models worth around £10,000
- Galactica gaming station (the gaming machine in pubs after the space invaders arcade games)
- A house-holder’s pressure cooker broke whilst in use and coated the kitchen in stew they needed to replace the ceramic glass to the cooker hob and some damage to the tiles.
- A bolt of lightning struck a TV causing it to blow up
Unusual items Direct Line customers have asked to insure:
- Kidney dialysis machine
- Whisky collections
- Parachutes
- A first edition book written by Isaac Newton
- Motorcycle mounted on a wall as “art”
- Gravestones
- Torah Scrolls
Direct Line home insurance head Katie Lomas said: “Insurance is there for the unexpected and these are classic examples of things that are beyond people’s control. When buying insurance, people should consider their lifestyles and make sure that they have adequate cover for their needs.”
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