Mobile Doctors is to appeal a decision by the High Court which allows insurers to use a legal loophole to escape paying medical agency fees.

The High Court ruled in December that liability insurers could avoid paying fees to medical agencies which assist in formulating medical reports for the insurer.

The Association of Medical Reporting Organisations (AMRO) said it was “disappointed” with the decision which is “out of touch with current industry practice”.

AMRO said whilst the case came to court, the Civil Justice Council (CJC) had begun brokering a deal between medical agencies and insurers over how much they are paid.

Insurer Zenith, which brought the case to the courts in 2004, said it had since signed up to the CJC agreement.

Zenith head of claims Trevor Webb said: “We are now of the view that paying an agency to obtain the report speeds up the production of a medical report and can improve its quality.”

Webb urged insurers to sign up to the CJC agreement before the appeal reached the courts: “I would urge everybody to participate in discussions to bring proportionality of costs,” he said.

The 2025 Insurance Times Awards took place on the evening of Wednesday 3rd December in the iconic Great Room of London’s Grosvenor House.

Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Many congratulations to all the worthy winners and as always, huge thanks to our sponsors for their support and our judges for their expertise.