March 2025 Edition

Insurance Times March 2025 Edition Cover

In this month’s edition: The Clear Group’s Mike Edgeley details buy and build strategy for European expansion, industry enters artificial intelligence arms race against criminal fraudsters, regulation scale back could impact insurance influence on economic growth and competitiveness, while embedded insurance poses disintermediation risk or opportunity for brokers.

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Cover story

Mike Edgeley 2 hi-res

Mike Edgeley: The Clear Group targets ‘a proper global proposition’ through European M&A

Group chief executive places Germany and the Netherlands in his crosshairs for buy and build expansion model that mimics ‘what we’ve done in the UK’

Leader

soft clouds, soft market

Opinion: Soft market set to showcase true service standards

Although soft market conditions may make it easier to place risks thanks to confident capacity, challenges remain around broker income and getting clients to trust such fluctuating premium price points

The Market

transformation, acquisition

Why 2024 was a transformational year for UK M&A

The insurer and broker sectors both recorded standout acquisition volume and values last year – however, industry experts do not see the same trends for 2025, with January providing the lowest monthly M&A completion figure since 2017

In Focus

embedded insurance

In Focus: Are brokers at risk of losing market share as embedded insurance grows?

’If distribution is moving from analogue to digital – and the brokers aren’t moving with it – that creates a vacuum,’ says director

The People

Gareth Hemming Hiscox

Gareth Hemming: Hiscox carrying ‘positive momentum’ on broker sentiment into 2025

’We’re clear on where we want to go in terms of strategy and growth, but we’re going to do it in a way that’s informed by broker feedback and input,’ says specialist insurer’s head of distribution