Hardy's pre-tax profit fell from £8.9m in 2004 to £7.5m in 2005.
Hardy's gross written premium increased from £87.3m to £111.3m and the board released a final dividend of 8.25p per share.
The company's chairman, David Mann, said 2005 was “a challenging year which established a new record for insured catastrophe losses”.
Mann expects 2006 to be equally challenging. He expects Hardy to “focus on our core classes and to continue to look for new niches, consolidating our position and securing our platform for future growth”.
Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.




































