Groupama has launched a new commercial policy for small businesses.

The product, Optima Business, replaces its Business Cover and Corporate Cover policies.

It is aimed at companies with a payroll of up to £750,000 (typically up to 50 employees), and is designed to appeal to brokers operating primarily in the warehousing, retail and manufacturing sectors.

Bird said the policy contains property all risks cover as a standard feature, and it also includes an element of free legal expenses cover with an option to purchase full cover.

Groupama is also offering a no claims rebate via Optima Bonus to selected brokers that have a "close and profitable relationship" with the insurer. Brokers receive cash back at renewal.

The 2025 Insurance Times Awards took place on the evening of Wednesday 3rd December in the iconic Great Room of London’s Grosvenor House.

Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Many congratulations to all the worthy winners and as always, huge thanks to our sponsors for their support and our judges for their expertise.