Flooding specialist Bureau Insurance Services has produced a consumer guide for homeowners seeking insurance in flood risk areas.

It said flooding is now, on average, twice as frequent than it was a hundred years ago, promoting the need for homeowners to be aware of flood risks and flood prevention techniques.

The company said it specialises in insuring risks that other insurers would automatically decline.

Consumers and intermediaries can contact bureauinsure.co.uk for more information.

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