Broker Analysis

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News Analysis

The Big Question: Insurer megamergers are adding up – what M&A opportunities are still on the table for UKGI’s largest carriers?

2026-02-24T08:00:00+00:00By

A surge of deals has triggered a new consolidation cycle that is redefining scale, competition and capability across the UK general insurance market. But questions remain around integration risk, broker dynamics and whether bigger will truly mean better.

Mike Dalby column image

News Analysis

Briefing: Using insurance to make a genuine difference to people’s lives

2026-02-19T10:00:00+00:00By

Mike Dalby, chief executive at Howden’s consumer and local commercial division, discusses why serving insurance customers is a privilege in his inaugural column

Lee Anderson, SRG

News Analysis

Briefing: Specialty versus specialist insurance – and why the London market matters more than ever

2026-02-18T09:00:00+00:00By

Specialty insurance and specialist knowledge should not be tarred with the same brush. A successful combination of these two components in the London market, however, could benefit both brokers and insurers

cyber partnership

Analysis

In Focus: Does UKGI need a cyber public-private partnership?

2026-02-18T08:00:00+00:00By

In its 2026 manifesto, Biba proposed a UK cyber backstop to meet the risk of increasingly severe attacks and low cyber insurance penetration. But is this partnership feasible and could it effectively mitigate extreme systemic cyber risk?

Toby Clegg

News Analysis

Briefing: Financial versus market orientation – why ebitda can be a cruel mistress for brokers

2026-02-11T09:00:00+00:00By

Hitting the acquisition trail for the first time can cause quite the mindset shift for broking businesses, however catering to financial metrics should not be to the detriment of business creativity or putting the brakes on service

hurdle

News Analysis

Lloyd’s new hurdle principle will ‘set the hares running’ across the London market

2026-02-10T08:00:00+00:00By

‘Everyone will feel the heat in a cascading effect and claims leaders will expect more of their team, their staff, the claims practitioners and the handlers,’ says chief claims officer

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News Analysis

Attacking opportunity: Can the cyber insurance market deliver in 2026?

2026-02-06T10:00:00+00:00By

Record cyber attacks in 2025 exposed entrenched supply‑chain vulnerabilities and caused widespread disruption to UK businesses, yet cyber insurance penetration remains low – what opportunities does the market see to protect businesses going forward?

buildings insurance freeholders leaseholders

News Analysis

Briefing: Brokers could be ‘on thin ice’ where commission sharing is concerned

2026-02-06T09:00:00+00:00By

The ground is shrinking beneath brokers and insurers still involved in the process of shafting leaseholders

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News Analysis

Cyber risk takes root on the farm as agriculture goes fully connected

2026-02-05T08:00:00+00:00By

‘Farmers are natural risk managers. They’ve been doing this for hundreds of years – in essence, since the dawn of man,’ says managing director

HGV crash

News Analysis

Brokers call out ‘devastating impact’ of claims ‘inefficiencies’ on commercial haulage clients

2026-02-03T08:00:00+00:00By

A lack of interim payments and email only communication is having a direct impact on haulage firms’ cash flows, argue commercial brokers – with some demanding changes to ‘one size fits all’ claims processes

Ian Kerton Gallagher Re

IT Interview

Renewals saw reinsurers keen to deploy capital, buyers focused on banking savings – Gallagher Re’s Kerton

2026-02-02T08:00:00+00:00By David Benyon

Three years of strong profitability left reinsurers comfortable with their risks despite softened rates, while cedants prioritised reduced cost over additional protection

portal only trading

Analysis

Is portal-only trading progress or a problem for MGAs and brokers?

2026-01-28T08:00:00+00:00By

As MGA portals become central to broker trading, a chief executive warns that there is a ‘danger’ in brokers shoehorning risks that require underwriter collaboration

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