Record cyber attacks in 2025 exposed entrenched supply‑chain vulnerabilities and caused widespread disruption to UK businesses, yet cyber insurance penetration remains low – what opportunities does the market see to protect businesses going forward?
The ground is shrinking beneath brokers and insurers still involved in the process of shafting leaseholders
‘Farmers are natural risk managers. They’ve been doing this for hundreds of years – in essence, since the dawn of man,’ says managing director
A lack of interim payments and email only communication is having a direct impact on haulage firms’ cash flows, argue commercial brokers – with some demanding changes to ‘one size fits all’ claims processes
Three years of strong profitability left reinsurers comfortable with their risks despite softened rates, while cedants prioritised reduced cost over additional protection
As MGA portals become central to broker trading, a chief executive warns that there is a ‘danger’ in brokers shoehorning risks that require underwriter collaboration
A disconnect between technical compliance and customer experience carries reputational risk for the sector – but is currently not being addressed
’If you don’t have good data, insurers will be less interested because it makes it difficult to assess [if] the scheme works, is it fit for purpose,’ says director
The latest Insurance Times Schemes Index, published on 15 January 2026, has typically reflected an erratic picture for commercial cyber schemes. With premiums up 12% on six months ago, do cyber-centric broker schemes have the potential to improve uptake of commercial cyber insurance?
‘It’s not easy asking for a bill that isn’t in the King’s speech, that’s quite a challenge, but we just think it’s a necessity if we’re going to actually make these changes happen,’ says broker body chief executive
UK insurance staffers need to stop treating networking introductions like a finite commodity and adopt a more American mindset to collaboration if they want to nurture professional allies for the long term
As the Employment Rights Act comes into force, the insurance sector is well placed to support policyholders in adapting to the required changes